Brex reports significant differences between business and personal credit cards, affecting spending limits, credit reporting, ...

Credit cards can elevate your financial flexibility, but even seasoned cardholders slip up. Some missteps are so subtle, they fly under the radar.

Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.

Keeping your utilization ratio low is ideal, but you may not want to bring it all the way to zero — and those with excellent credit usually don’t.

Per-card utilization is the utilization ratio for each of your cards. For example, if you have a credit card with a $1,000 limit and a $800 balance, your per-card utilization would be 80%.

Credit cards can be helpful if used wisely, but common mistakes—like paying only the minimum, missing due dates, overspending ...

Credit utilization is key. Credit utilization, or the percentage of available credit you’re using, accounts for about a third of your credit score.The ratio provides lenders insight into how you ...

You want your credit utilization ratio to be low -- ideally, 10% or lower.That's a sign that you're not borrowing too much money, and it will also help you achieve an excellent credit score.