APY代表年化收益率。它是一种计算投资收益的方法，包括复利的影响。在传统金融中，APY用于储蓄账户和存款证明等。在加密货币领域，有多种方式可以赚取加密资产的利息，APY超过10%并不罕见——远远超过传统金融中被认为是高利率的水平。实际上，根据 ...

You may notice if you’re shopping for a savings account that banks advertise both an interest rate and an annual percentage rate, or APY. While an account’s interest rate can give you a basic ...

Here’s how the math looks: APY = (1 + r/n)n – 1 The r in the equation refers to the rate, or interest rate, and the n refers to the number of compounding periods within a year. So if you ...

So if you wanted to put $3,000—with no additional deposits—into a high-yield savings account earning 2% that compounds monthly (12 periods within a year), the APY formula would look like this.