Dear Quentin, When I leave my job, would I be better off taking a $61,000 lump sum to roll over into an existing IRA or, ...

Workers with defined benefit pensions may be offered the chance to collect a one-time, lump sum payment instead of monthly ...

Lump sum or annuity payments? Single-life benefits or joint-and-survivor benefits? Once you explore the risks and hidden ...

Lump sums are commonly associated with pension plans and other retirement vehicles, such as 401(k) accounts, where retirees might accept a smaller upfront lump-sum payment rather than a larger ...

If your loved one dies, Social Security will give you a one-time lump sum payment of $255 — an amount that’s remained the ...

When you're ready to change jobs or retire, should you take your 401(k) in a lump sum? In many cases, taking a lump sum is the worst thing you can do. You may not be able to manage the money ...

The lump sum-or-annuity decision can be a complicated one, and the decision that's right for one person may not be best for another.

A lump-sum may be managed for inflation, and higher future interest rates allow the retiree to re-invest at a rate higher than the blended rate (like the 3.11% in the 61-year-old example).

The lump sum that's paid out is based on a variety of factors, including your age, years of work, earnings history, terms of your plan and taxes withheld.

Deciding whether to take a $400,000 lump sum or monthly pension benefit of $2,000 requires calculating the relative value of each option. Generally speaking, the sooner you can receive the lump ...

If either of them lived another 30 years and they invested the $800,000 lump-sum, the IRA would have to earn a 4.65% rate of return to produce the same $50,000 of income the fixed payment option ...

Lump-sum distributions may be made from retirement plans, commissions earned, windfall earnings, or certain fixed-income investments. A lump-sum will typically be discounted to its net present ...